🇬🇧 United Kingdom

Can you afford a house in United Kingdom?

Unaffordable — by Demographia's classification

The country median home in United Kingdom costs £285,000 and the median household earns £36,700 — a price-to-income ratio of 7.8×. Ranked 32 of 46 for housing cost relative to income.

Median home price
£285,000
United Kingdom average
Median household income
£36,700
after tax
Avg mortgage rate
4.65%
min down 5%

How United Kingdom's housing affordability evolved

Price-to-income peaked at 8.4× in 2020. Today: 7.8×. If you had today's income in 1990, you could have afforded 52%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.

19902024

How affordable is United Kingdom for you?

Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to United Kingdom's median.

告诉我们你的财务情况

按年计。除非你自己调整,我们使用各国典型的利率和最低首付比例。

Anchor: United Kingdom average median 285,000 GBP · mortgage rate 4.65% · min down 5%

支持这个项目

免费、开源、无广告、无追踪。如果对你有帮助,一点小额打赏能让我继续做开放的教育工具。

在Ko-fi打赏

延伸阅读

塑造这个计算器的几本书。通过Bookshop.org购买会把一部分收入分给本地独立书店。

查看书单

Bookshop联盟链接。