🇩🇪 Germany

Can you afford a house in Germany?

Unaffordable — by Demographia's classification

The country median home in Germany costs €310,000 and the median household earns €47,600 — a price-to-income ratio of 6.5×. Ranked 39 of 46 for housing cost relative to income.

Median home price
€310,000
Germany average
Median household income
€47,600
after tax
Avg mortgage rate
3.85%
min down 10%

How Germany's housing affordability evolved

Price-to-income peaked at 6.7× in 2020. Today: 6.5×. If you had today's income in 1990, you could have afforded 69%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.

19902024

How affordable is Germany for you?

Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to Germany's median.

あなたの家計について教えてください

年間の数字です。変更しない限り、各国の典型的な金利と最低頭金比率を使います。

Anchor: Germany average median 310,000 EUR · mortgage rate 3.85% · min down 10%

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