🇺🇸 United States

Can you afford a house in United States?

A stretch — above the historical norm

The country median home in United States costs 412.000 USD and the median household earns 80.610 USD — a price-to-income ratio of 5.1×. Ranked 42 of 46 for housing cost relative to income.

Median home price
412.000 USD
United States average
Median household income
80.610 USD
after tax
Avg mortgage rate
6.85%
min down 5%

How United States's housing affordability evolved

Price-to-income peaked at 6.4× in 2006. Today: 5.1×. If you had today's income in 1990, you could have afforded 88%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.

19902024

How affordable is United States for you?

Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to United States's median.

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Anchor: United States average median 412,000 USD · mortgage rate 6.85% · min down 5%

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