🇺🇸 United States
Can you afford a house in United States?
A stretch — above the historical norm
The country median home in United States costs 412 000 $US and the median household earns 80 610 $US — a price-to-income ratio of 5.1×. Ranked 42 of 46 for housing cost relative to income.
Median home price
412 000 $US
United States average
Median household income
80 610 $US
after tax
Avg mortgage rate
6.85%
min down 5%
How United States's housing affordability evolved
Price-to-income peaked at 6.4× in 2006. Today: 5.1×. If you had today's income in 1990, you could have afforded 88%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.
How affordable is United States for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to United States's median.
Parlez-nous de vos finances
Chiffres annuels. Nous utilisons les taux d'intérêt et les apports minimums typiques du pays, sauf si vous les modifiez.
Anchor: United States average median 412,000 USD · mortgage rate 6.85% · min down 5%