🇬🇧 United Kingdom
Can you afford a house in United Kingdom?
Unaffordable — by Demographia's classification
The country median home in United Kingdom costs 285 000 £GB and the median household earns 36 700 £GB — a price-to-income ratio of 7.8×. Ranked 32 of 46 for housing cost relative to income.
Median home price
285 000 £GB
United Kingdom average
Median household income
36 700 £GB
after tax
Avg mortgage rate
4.65%
min down 5%
How United Kingdom's housing affordability evolved
Price-to-income peaked at 8.4× in 2020. Today: 7.8×. If you had today's income in 1990, you could have afforded 52%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.
How affordable is United Kingdom for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to United Kingdom's median.
Parlez-nous de vos finances
Chiffres annuels. Nous utilisons les taux d'intérêt et les apports minimums typiques du pays, sauf si vous les modifiez.
Anchor: United Kingdom average median 285,000 GBP · mortgage rate 4.65% · min down 5%