🇩🇪 Germany
Can you afford a house in Germany?
Unaffordable — by Demographia's classification
The country median home in Germany costs 310 000 € and the median household earns 47 600 € — a price-to-income ratio of 6.5×. Ranked 39 of 46 for housing cost relative to income.
Median home price
310 000 €
Germany average
Median household income
47 600 €
after tax
Avg mortgage rate
3.85%
min down 10%
How Germany's housing affordability evolved
Price-to-income peaked at 6.7× in 2020. Today: 6.5×. If you had today's income in 1990, you could have afforded 69%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.
How affordable is Germany for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to Germany's median.
Parlez-nous de vos finances
Chiffres annuels. Nous utilisons les taux d'intérêt et les apports minimums typiques du pays, sauf si vous les modifiez.
Anchor: Germany average median 310,000 EUR · mortgage rate 3.85% · min down 10%