🇿🇦 South Africa
Can you afford a house in South Africa?
A stretch — above the historical norm
The country median home in South Africa costs ZAR 1,350,000 and the median household earns ZAR 320,000 — a price-to-income ratio of 4.2×. Ranked 46 of 46 for housing cost relative to income.
Median home price
ZAR 1,350,000
South Africa urban
Median household income
ZAR 320,000
after tax
Avg mortgage rate
11.75%
min down 10%
How affordable is South Africa for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to South Africa's median.
Tell us about your finances
Annual numbers. We use country-typical interest rates and minimum down payments unless you change them.
Anchor: South Africa urban median 1,350,000 ZAR · mortgage rate 11.75% · min down 10%