🇺🇸 United States
Can you afford a house in United States?
A stretch — above the historical norm
The country median home in United States costs $412,000 and the median household earns $80,610 — a price-to-income ratio of 5.1×. Ranked 42 of 46 for housing cost relative to income.
Median home price
$412,000
United States average
Median household income
$80,610
after tax
Avg mortgage rate
6.85%
min down 5%
How United States's housing affordability evolved
Price-to-income peaked at 6.4× in 2006. Today: 5.1×. If you had today's income in 1990, you could have afforded 88%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.
How affordable is United States for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to United States's median.
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Annual numbers. We use country-typical interest rates and minimum down payments unless you change them.
Anchor: United States average median 412,000 USD · mortgage rate 6.85% · min down 5%