🇳🇱 Netherlands
Can you afford a house in Netherlands?
Out of reach for the median household
The country median home in Netherlands costs €460,000 and the median household earns €36,500 — a price-to-income ratio of 12.6×. Ranked 13 of 46 for housing cost relative to income.
Median home price
€460,000
Netherlands average
Median household income
€36,500
after tax
Avg mortgage rate
3.80%
min down 0%
How Netherlands's housing affordability evolved
Price-to-income peaked at 12.6× in 2024. Today: 12.6×. If you had today's income in 1990, you could have afforded 36%of today's purchasing power for the country median home. The OECD average over the same period went from 4.3× in 1990 to 7.6× today.
How affordable is Netherlands for you?
Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to Netherlands's median.
Tell us about your finances
Annual numbers. We use country-typical interest rates and minimum down payments unless you change them.
Anchor: Netherlands average median 460,000 EUR · mortgage rate 3.80% · min down 0%