🇮🇳 India

Can you afford a house in India?

Out of reach for the median household

The country median home in India costs ₹6,000,000 and the median household earns ₹380,000 — a price-to-income ratio of 15.8×. Ranked 5 of 46 for housing cost relative to income.

Median home price
₹6,000,000
India urban
Median household income
₹380,000
after tax
Avg mortgage rate
8.75%
min down 20%

How affordable is India for you?

Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to India's median.

Tell us about your finances

Annual numbers. We use country-typical interest rates and minimum down payments unless you change them.

Anchor: India urban median 6,000,000 INR · mortgage rate 8.75% · min down 20%

Support this project

Free, open, no ads, no tracking. If it helped, a small tip lets me keep building open educational tools.

Tip on Ko-fi

Further reading

Books that shaped this calculator. Buying through Bookshop.org sends a share to local independent bookshops.

See the reading list

Bookshop affiliate link.