🇮🇩 Indonesia

Can you afford a house in Indonesia?

Out of reach for the median household

The country median home in Indonesia costs IDR 750,000,000 and the median household earns IDR 75,000,000 — a price-to-income ratio of 10.0×. Ranked 17 of 46 for housing cost relative to income.

Median home price
IDR 750,000,000
Indonesia urban
Median household income
IDR 75,000,000
after tax
Avg mortgage rate
9.50%
min down 20%

How affordable is Indonesia for you?

Enter your income and savings to see your personal max-affordable price, years to a down payment, and how that compares to Indonesia's median.

Tell us about your finances

Annual numbers. We use country-typical interest rates and minimum down payments unless you change them.

Anchor: Indonesia urban median 750,000,000 IDR · mortgage rate 9.50% · min down 20%

Support this project

Free, open, no ads, no tracking. If it helped, a small tip lets me keep building open educational tools.

Tip on Ko-fi

Further reading

Books that shaped this calculator. Buying through Bookshop.org sends a share to local independent bookshops.

See the reading list

Bookshop affiliate link.